Privacy Policy

1. Information We Collect

a. Information You Provide

We may collect personal information that you voluntarily provide, including:

• Name, email address, phone number, and company details
• Account registration information
• Financial and business data provided for underwriting or portfolio management
• Communications with our team

b. Information Collected Automatically

When you use our website, we may automatically collect:

• IP address, browser type, and device information
• Usage data and interaction with our platform
• Cookies and similar tracking technologies

c. Third-Party Data

We may receive information from third-party providers such as:

• Bank account and transaction data (e.g., via Plaid or similar services)
• Credit bureaus and identity verification services
• Partners and service providers

2. How We Use Your Information

We use the information we collect to:

• Provide, operate, and improve the Payout.ai platform
• Evaluate and manage private credit opportunities
• Communicate with you about your account or inquiries
• Comply with legal, regulatory, and contractual obligations
• Detect and prevent fraud or security issues
• Personalize user experience and analytics

3. How We Share Your Information

We may share your information with:

• Service Providers: vendors who assist with hosting, analytics, payments, and compliance
• Financial Partners: lenders, investors, or fund administrators as required
• Legal Authorities: when required by law or to protect our rights
• Business Transfers: in connection with mergers, acquisitions, or asset sales

We do not sell personal information to third parties.

4. Cookies and Tracking Technologies

We use cookies to:

• Maintain session and authentication
• Analyze website performance
• Improve user experience

You may control cookies through your browser settings, though some features may not function properly if disabled.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no transmission over the internet is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain personal information as long as necessary to:

• Provide our services
• Meet legal and regulatory requirements
• Resolve disputes and enforce agreements

7. Your Rights

Depending on your location, you may have the right to:

• Access, correct, or delete your personal data
• Restrict or object to processing
• Request data portability
• Withdraw consent where applicable

To exercise these rights, contact us at the address below.

8. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices and encourage you to review their policies.

9. Children’s Privacy

Payout.ai is not intended for individuals under 18. We do not knowingly collect information from children.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be posted with a revised “Last Updated” date.

11. Contact Us

If you have questions about this Privacy Policy, please contact:

Payout.ai
Email: privacy@payout.ai
Website: www.payout.ai

By using Payout.ai, you acknowledge that you have